Owner-Occupied Loans

As a private lender, JMJ Funding Group helps you secure financing for owner occupied properties throughout California. While traditional banks have stringent guidelines and slower closing times, our owner-occupant loans offer more flexibility and faster turnarounds to help you secure your new home.

Owner-occupied loans are limited to borrowers planning to personally reside in the property. We offer 30-year fixed financing, with no payment penalties, for all qualifying clients. There are no hidden fees, prepayment penalties, credit score minimums, or seasoning of foreclosure or bankruptcy loan scenarios.

With more than 25 years of lending experience, JMJ has been helping clients obtain loans from $50,000 to $1,500,000 and offers you the expertise and speed to fund your next purchase or refinance.