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When investors place capital into a trust deed, the strength of the underlying deal matters. That is why underwriting plays such an important role in protecting both principal and returns. At JMJ Funding, each loan is carefully evaluated to ensure it meets clear, conservative standards before it is funded.
Loan-to-value is one of the first factors reviewed. By lending against existing equity rather than future projections, JMJ creates a buffer that helps reduce risk. This approach prioritizes realistic valuations and protects the investor’s position from market shifts or unexpected challenges.
JMJ also reviews the borrower’s experience and exit strategy. Understanding how the loan will be repaid, whether through a sale or refinance, provides clarity and confidence. This step ensures the loan has a defined path from start to finish.
By combining disciplined underwriting with asset-backed security, JMJ focuses on funding deals that are built to perform. For investors, this process offers transparency, structure, and peace of mind.
