Owner-Occupied Loans

When conventional financing doesn't align with your homeownership dreams, JMJ Funding Group offers an alternative path forward. Our owner-occupied loans are designed for real people with real needs—whether you're facing credit challenges, self-employment documentation hurdles, or tight closing timelines.

We understand that your home is more than just a property; it's where your life unfolds. That's why our approach focuses on your unique situation rather than rigid qualification matrices. With competitive rates, flexible terms, and loan amounts from $100,000 to $5 million, we create solutions that make homeownership accessible when traditional banks say "no."

Our streamlined process eliminates unnecessary delays, with funding possible in as little as 5-14 business days. From application through closing, our experienced team provides personalized guidance, making what can be a stressful process feel manageable and straightforward.

The JMJ Advantage for Homebuyers:

  • Fast approvals based on property value and common-sense underwriting
  • Flexible documentation requirements for self-employed borrowers
  • Competitive rates with terms up to 30 years
  • Bridge financing options for buying before selling
  • Post-closing support throughout your loan term

Find your path to homeownership with financing that works for your real-life situation. JMJ Funding Group delivers the personalized solutions you need with the straightforward approach you deserve.

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